State guide
How to pay less for medication in Indiana
The state programs and rules that affect what you pay for prescriptions in Indiana, plus the nationwide help that works everywhere.
| Medicaid expansion | Yes |
| State insulin copay cap | None (Medicare and maker $35 programs still apply) |
| Health insurance marketplace | HealthCare.gov |
| State drug help programs | HoosierRx (General) |
Medicaid in Indiana
Indiana expanded Medicaid. Adults under 65 with income up to 138% of the federal poverty level can qualify, and most prescriptions cost little or nothing.
You can apply for Medicaid any time of year. Find your state agency through Medicaid.gov.
Insulin
Indiana doesn’t have its own insulin copay cap. Medicare still caps covered insulin at $35 a month, and Lilly, Novo Nordisk and Sanofi each offer $35-a-month programs outside Medicare.
State drug help programs
The National Conference of State Legislatures lists this program in Indiana:
- HoosierRx: general
State programs change. Search the program name with “Indiana” to confirm it’s still running and check who qualifies.
HIV medication
Indiana runs an AIDS Drug Assistance Program (ADAP) that helps pay for HIV medication. See HIV.gov to find it.
On Medicare in Indiana?
- Your State Health Insurance Assistance Program (SHIP) gives free, unbiased Medicare help. Find it at shiphelp.org or call 877-839-2675.
- Check whether you qualify for Extra Help, which can cut copays to a few dollars.
- Open enrollment runs October 15 to December 7. Use our checklist.
Help that works in every state
- Look up your medication for its drugmaker program, generics and cash prices.
- Community health centers in Indiana charge by income.
- Six ways to pay less, and what to do with no insurance.
Common questions
Did Indiana expand Medicaid?
Indiana expanded Medicaid. Adults under 65 with income up to 138% of the federal poverty level can qualify, and most prescriptions cost little or nothing.
Does Indiana cap insulin costs?
Indiana doesn’t have its own insulin copay cap. Medicare still caps covered insulin at $35 a month, and Lilly, Novo Nordisk and Sanofi each offer $35-a-month programs outside Medicare.
Where do I buy a Marketplace health plan in Indiana?
Indiana uses HealthCare.gov.
Sources: KFF (Medicaid expansion) · American Diabetes Association (insulin caps) · NCSL (state programs) · healthinsurance.org (marketplaces). Last checked October 1, 2026.
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