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No insurance

No insurance? Start here

Last checked October 1, 2026

Work through these in order. Most people find a route by step 3.

  1. Check for a $35 program. Insulin and many inhalers have one. See the insulin and inhaler guides.
  2. Apply to the drugmaker's free drug program. Brand drugs only. Search the Medicine Assistance Tool, then ask your doctor's office to sign the form.
  3. Compare cash prices. Check the maker's own site, TrumpRx.gov, Mark Cuban's Cost Plus Drugs, and a free discount card. For generics, one of these is usually cheapest.
  4. Find a community health center. They charge by income and can help with both care and medication. Search by ZIP code.
  5. Check if you now qualify for coverage. A job loss or income change can make you eligible for Medicaid or a marketplace plan at HealthCare.gov.

What to gather before you apply

  • Your prescription, or your doctor's contact details
  • Proof of income: last year's tax return or recent pay stubs
  • Photo ID and proof of U.S. residency
  • A letter showing you have no coverage, if the program asks